Lenders can be inconsistent when it comes to assessing business income, especially if your earnings vary or you've only been trading for a short time. We'll help you present your financials the right way.

Meet Mel and the Zest team, who've helped hundreds of business owners secure finance for their next home.
Lenders can be inconsistent in how they assess business income, particularly if your earnings vary from year to year or you have only been trading for a short time. Some will accept one year of financials instead of two, or an accountant's letter, while others apply a stricter test. Knowing which lenders are flexible before you apply can save a lot of back and forth.
We help you present your financials the right way and compare 60+ lenders to find one that works with your situation. You deal directly with Mel and the team, who are based in Springfield and work with business owners across Springfield and Ipswich.
At Zest Mortgage Solutions, we believe running a business shouldn't make buying a home any more complicated. Here are a few recent Zest Google reviews we think you'll love!
A quick chat with Mel & the team is the best place to start. We'll take a close look at your financials and work out the best way to present them to lenders. No cost, no obligation.
Some lenders are far more flexible than others when it comes to business owners, whether that's using one year of financials instead of two, or accepting an accountant's letter. We compare across 60+ lenders to find one that works with your situation.
Once we've matched you with a lender who understands your situation, we manage the application and coordinate any additional documentation your accountant or bookkeeper needs to provide.










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