Whether you are buying equipment, managing cash flow or expanding into new premises, the right loan structure can make all the difference.
Meet Mel and the Zest team, who've helped hundreds of business owners secure the funding they need to grow.
Whether you are buying equipment, managing cash flow or expanding into new premises, the right loan structure can make all the difference. Bank policies, security requirements and interest rates for business finance vary widely between lenders, so the first offer you receive is not always the best fit.
We take the time to understand what the funding is for, then compare 60+ lenders to find a structure that suits your business. You deal directly with Mel and the team, who are based in Springfield and work with businesses across Springfield and Ipswich.
At Zest Mortgage Solutions, we believe funding your business should be just as simple as any other type of loan. Here are a few recent Zest Google reviews we think you'll love!
A quick chat with Mel & the team works out how much you could borrow and what a business loan repayment could look like for you. No cost, no obligation.
Bank policies, security requirements and interest rates for business finance vary widely between lenders. We compare across 60+ to find a structure that suits your business.
Once approved, we work with the lender to get your funds released on a timeline that fits your business plans, whether that is weeks or just days.
%20(1).png)
A business loan suits business owners who need funds for cash flow, stock, fit-outs, expansion or buying a business. Options range from secured loans using property, to unsecured facilities and lines of credit. For vehicles and equipment see asset finance, and for premises see commercial property loans.
Every lender is different, so we'll confirm the exact list for your situation before you apply.
Springfield and Ipswich have a strong small business community, from trades and health practices to retail and professional services. We work with local business owners who want a lender that understands how their business actually earns its income.
Want to talk it through? Book a free chat with Mel and the Zest team, or call (07) 3461 6499.
Yes, some lenders offer unsecured business loans, but they usually come with higher rates and shorter terms than secured loans.
Many lenders prefer at least one to two years of trading, though some will consider newer businesses with strong financials or security.
Common uses include working capital, equipment, fit-outs, stock, buying a business and refinancing existing business debt.
Lenders look at all your debts together, so business borrowing can affect how much you can borrow for a home. We plan both together.
Please just complete your details below
"Thank-you! As first home owners we were very unsure of the process. However, from our very first encounter with Mel, we felt comfortable and certain that we had chosen the right broker for us. Ashleigh helped us through the application process and was always prompt with emails/ phone calls and more than willing to answer our questions. You guys truly are amazing 🤩"
"Thanks to the fantastic team at Zest Mortgage Solutions. They made an incredibly complex business investment purchase extremely easy for us and kept us up to date with the process as it moved forward. I would highly recommend them and will be utilising their services in the future."
"Mel and the team have been amazing throughout the entire process. We were constantly informed and nothing was too difficult. It really couldn't have been a better experience. We would highly recommend Zest Mortgage Solutions!"
"Mel and the team at Zest Mortgage Solutions make the process of buying a house easy, there was always someone there to assist or answer questions - even during the festive season 😊 thanks team, 💯 recommend"
.png)
"As a single mother, I never thought in a million years I could own my own home. Melissa and her team made the process so easy and stress free. I can’t thank them enough for making my dreams come true. No question was to dumb and they never made me feel like I was bothering them with all my calls for clarification! Would 10/10 recommend them to anyone looking to purchase a house."
