Whether it is a vehicle, machinery or equipment, the right finance structure can help you preserve cash flow while you grow.
Meet Mel and the Zest team, who've helped hundreds of clients secure finance for vehicles, equipment and other assets.
Chattel mortgages, hire purchase and leasing all work differently, and the right option depends on how your business operates. Lenders also vary in how they treat new versus used assets. Getting the structure right can help you preserve cash flow while you grow.
Whether it is a vehicle, machinery or equipment, we compare 60+ lenders to find finance that suits the asset and your business. Our team is based in Springfield and works with businesses across Springfield and Ipswich.
At Zest Mortgage Solutions, we believe financing a car, equipment or asset should be just as simple as any other loan. Here are a few recent Zest Google reviews we think you'll love!
A quick chat with Mel & the team works out your borrowing options and what an asset finance repayment could look like for you. No cost, no obligation.
Chattel mortgages, hire purchase and leasing all work differently, and lenders vary in how they treat new versus used assets. We compare across 60+ to find the right fit.
Once you have chosen a lender, we handle the paperwork so your new asset can be settled quickly, often within days.
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Asset finance suits business owners, tradies and individuals buying vehicles, equipment or machinery. The asset itself is usually the security, which can mean faster approvals and keeps your property out of it. For broader business funding see business loans.
Every lender is different, so we'll confirm the exact list for your situation before you apply.
Many Springfield and Ipswich tradies and small businesses rely on utes, vans and equipment to keep working. We help you compare finance structures, such as chattel mortgages and leases, to find one that fits your business.
Want to talk it through? Book a free chat with Mel and the Zest team, or call (07) 3461 6499.
Common assets include cars, utes, vans, trucks, machinery, medical and office equipment.
With a chattel mortgage you own the asset from the start and the lender holds security over it. With a lease, the lender owns the asset and you pay to use it. Your accountant can advise on the tax treatment.
Yes, though lenders may limit the age of the vehicle at the end of the loan term.
Not always. Some lenders offer no-deposit options for established businesses.
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"Thank-you! As first home owners we were very unsure of the process. However, from our very first encounter with Mel, we felt comfortable and certain that we had chosen the right broker for us. Ashleigh helped us through the application process and was always prompt with emails/ phone calls and more than willing to answer our questions. You guys truly are amazing 🤩"
"Thanks to the fantastic team at Zest Mortgage Solutions. They made an incredibly complex business investment purchase extremely easy for us and kept us up to date with the process as it moved forward. I would highly recommend them and will be utilising their services in the future."
"Mel and the team have been amazing throughout the entire process. We were constantly informed and nothing was too difficult. It really couldn't have been a better experience. We would highly recommend Zest Mortgage Solutions!"
"Mel and the team at Zest Mortgage Solutions make the process of buying a house easy, there was always someone there to assist or answer questions - even during the festive season 😊 thanks team, 💯 recommend"
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"As a single mother, I never thought in a million years I could own my own home. Melissa and her team made the process so easy and stress free. I can’t thank them enough for making my dreams come true. No question was to dumb and they never made me feel like I was bothering them with all my calls for clarification! Would 10/10 recommend them to anyone looking to purchase a house."
