Police, teachers, paramedics and other essential workers often qualify for reduced deposit requirements and waived lender's mortgage insurance. We'll check what applies to your role.

Meet Mel and the Zest team, who've helped hundreds of essential workers secure finance for their first or next home.
Police, teachers, paramedics and other essential workers often qualify for reduced deposit requirements and waived lender's mortgage insurance. Not every lender recognises the same list of professions, though, and the discounts on offer vary considerably. Lenders can also take different views on shift work, overtime and allowances, which affects how much you can borrow.
We check what applies to your role and compare 60+ lenders to find the best fit for your job and your budget. We are local brokers based in Springfield, helping essential workers across Springfield and Ipswich.
At Zest Mortgage Solutions, we believe essential workers deserve a straightforward path to owning their own home. Here are a few recent Zest Google reviews we think you'll love!
A quick chat with Mel & the team is the best place to start. We'll confirm what benefits your role qualifies for and get a clear picture of your borrowing power. No cost, no obligation.
Not every lender recognises the same list of essential worker professions, and the discounts on offer vary considerably. We compare across 60+ lenders to find the best fit for your job and your budget.
Once we've confirmed your eligibility, we manage the application and handle any employment or industry documentation the lender needs. We'll keep you updated right through to settlement.










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