Your award-winning South Ripley Mortgage Broker

Are you in the South Ripley 4306 area and need home loan help? Book a Free call with one of our experts, we’ve a 99% loan success rate!

Best Mortgage Broker in South Ripley

Why use a South Ripley Mortgage Broker, like Zest Mortgage Solutions?

Around 70% of all Australians now use a mortgage broker, as a mortgage broker makes life (and loans) a lot easier! At Zest we negotiate with over 60 different lenders on your behalf. So if you are buying, refinancing or investing in a new home, just get in touch with the Zest team today!

We work for you, not the banks.

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Meet the Team

Having consulted in two of Australia’s largest banks, Mel Wright (Zest’s founder) grew tired of seeing unhappy, frustrated clients. Mortgages aren’t overly difficult, you just need people who care.

Melissa Wright

Melissa Wright

Director and Principal Mortgage Broker

As a mother of two boys and business owner, Mel understands that life today is busy. That's why Mel's mission is to help people get the financing they need, without the stress. In her downtime, you'll often find Mel creating educational material for her clients, with a glass of Barossa Valley's finest of course. You can learn more about Mel Wright here.

Nicole Reid

Nikki Reid

Mortgage Broker

Nikki has over 12 years experience in the finance industry with 10 years at ANZ, working as a Senior Personal Banker. For the last 2 years she has been in the mortgage broking industry as a loans processor. She holds a Diploma of Mortgage Broking (Management) and a Cert IV in Credit Management. Nikki lives with her family on their acreage property at Jimboomba.

Warren Good Headshot

Warren Good

Mortgage Broker

With 24 years working in finance and 19 years in Mortgage Broking, Warrenhas been able to work with different finance professionals which has added to the knowledge and experience . Warren holds a Diploma of Financial Services (Mortgage Broking) and helps looks after our Ipswich clients. When not at work, Warren enjoys woodworking and creating his next piece of furniture.

Amanda Seabrook

Amanda Seabrook

Operations Manager

One MFAA surveys report that more that 90% of customers are with their local brokers! With 14 years in finance, Amanda has extensive CBA experience in pre settlement verification with brokers, lenders and solicitors, Amanda is an integral member of the Zest team wirtg a Cert III in Business and is completing her Certificate IV in Finance and Mortgage Brokering.

Joanna Taylor

Joanna Taylor

Customer Relationship Manager

Did you know that on average, mortgage brokers, have 13.8 years of industry experience! With 23 years of banking expertise and in-depth broker CRM experience, Joanna is passionate about helping Zest's clients get the right loan for their needs and busy lifestyle. Speaking of busy, Joanna is the mother of two teenage girls who are looking to follow their mum's finance footsteps.

Ashleigh  Russell

Ashleigh Russell

Customer Relationship Manager

Ashleigh holds a Diploma of BA and is currently obtaining a Certificate IV in Finance and Mortgage Brokering. Ashleigh is an experienced conveyancer with the skills required to assist clients from formal approval through to settlement, helping clients with things like the First Home Buyer Grant or the current QLD regional home home building grant.

Alana Maybury

Alana Maybury

Customer Relationship Manager

Alana has over 14 years working in Suncorp across various lending roles, with a Cert III in finance. She has a zest for lending and loves helping clients get the right loan product for them. She especially loves guiding first home buyers in Brisbane, Ipswich and Logan through their first purchase. When at home she has 2 young kids to keep her on her toes.

David Wright

David Wright

Business Development Manager

David holds a Diploma in Business Administration as well as a Bachelor of Laws from the University of Southern Queensland. Prior to joining Zest Mortgage Solutions with Mel, David was a practising Lawyer, after having previously worked for over 15 years’ in Business Management. David’s role is to help Mel run the business side of Zest Mortgage Solutions.

Katrina Mcabe

Katrina McCabe

Settlements Officer

Katrina is devoted to assisting our clients with any questions and booking them in to our fabulous brokers. Katrina joins Zest with over 10 years’ experience in Property Management and 5 years in Management/Sales. Katrina lives locally and enjoys spending time outdoors with her family. She is an avid reader and is always looking for her next renovation project.

David Warner

David Warner

Lending Support Officer

David holds a Bachelor of Business from the University of Southern Queensland and a Post Graduate Degree in Accounting from QUT. He helps in all aspects behind the scenes to achieve the best outcome for all of Zest’s clients.

Here to help, always

Here are some of our most popular resources and articles to help with your next steps
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South Ripley First Home Buyers

Finding the perfect South Ripley first home can be daunting, and that's before you walk into a single bank. That's why we think you’ll love our simple, expert advice from our South Ripley mortgage team, we help make the entire process hassle-free.

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South Ripley Home Buyers

If you're looking to upgrade, downgrade or sidegrade your South Ripley home, and need financing, chat to our team about how we've helped others transition seamlessly. If you know the process, we can simply be your negotiation team.

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South Ripley Investment Buyers

Not all properties are great investments, and often to get the best returns, you'll need to have the right people who know the South Ripley area. As local investors ourselves, we can help you get financing for your first, or fifth investment property. Just get in touch.

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Home Refinancing in South Ripley

Have your circumstances changed, maybe a new job or addition to the family? Or are you looking to start those long-awaited renovations on your South Ripley home? Lots of people refinance for different reasons, let us help you get competitive rates.

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South Ripley Construction Financing

Even with the best plans and project managers, building a new home or starting a major construction project in South Ripley can present many unknown challenges. Thankfully we can help you remove the financial unknowns.

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Where to find our South Ripley Mortgage Broker team

While the Zest team are based in Brookwater, we work with clients all over Brisbane, from inner city to Jimboomba and beyond. We also work with property investors from out of town. If you are looking for the best mortgage brokers near you, be sure to get in touch with the Zest team today, we’d love to help you get the finance you want, and need.


Here are some of our most common questions our clients ask

Why is South Ripley QLD a great place to buy a home or investment property?

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South Ripley, QLD, is a fantastic location to consider for purchasing a home or investment property in Australia.

South Ripley is a rural locality and suburb of Ipswich in the City of Ipswich, Queensland, Australia. South Ripley is part of the Ecco Ripley urban development area. In the 2016 census, South Ripley had a population of 712 people. Wikipedia

  1. Lifestyle: South Ripley offers a laid-back and family-friendly lifestyle, making it an ideal place to settle down. The suburb boasts a tranquil and picturesque environment with beautiful parks, green spaces, and a strong sense of community. Residents can enjoy a peaceful ambiance while still being within easy reach of urban amenities.
  2. Proximity to Major Centers: Despite its peaceful setting, South Ripley is conveniently located near major centers. It is situated just 40 kilometers from the bustling city of Brisbane and approximately 15 kilometers from Ipswich. This means residents can easily access employment opportunities, education institutions, shopping centers, and entertainment options without sacrificing the tranquility of suburban living.
  3. Infrastructure and Development: South Ripley is a rapidly growing area that has seen significant infrastructure and development investments. This includes new schools, healthcare facilities, and retail precincts, providing residents with convenient access to essential services and amenities. The ongoing development projects indicate that South Ripley is an area with substantial potential for future growth.
  4. Affordability: Compared to some of the neighboring suburbs, South Ripley offers relatively more affordable housing options. This makes it an attractive prospect for first-time buyers, young families, and investors looking for properties with good value for money. The affordability factor, coupled with the potential for capital growth in the area, makes South Ripley an appealing investment opportunity.
  5. Natural Beauty and Recreational Opportunities: South Ripley is surrounded by the picturesque natural landscapes of the Ripley Valley and the beautiful Scenic Rim region. The area boasts an abundance of parks, reserves, and walking trails, allowing residents to enjoy outdoor activities and connect with nature. The nearby Lake Moogerah and Flinders-Goolman Conservation Estate further enhance the recreational opportunities available to residents.
  6. Strong Rental Demand: With its proximity to major employment hubs, educational institutions, and infrastructure developments, South Ripley experiences strong rental demand. This makes it an attractive option for property investors seeking rental income. The growing population and ongoing development in the area contribute to a positive rental market outlook.

In conclusion, South Ripley, QLD, offers an appealing combination of a relaxed lifestyle, convenient location, affordability, natural beauty, and growth potential. Whether you are looking to buy a home or invest in a property, South Ripley presents a compelling opportunity in the Australian real estate market.

How do our Zest Mortgage Brokers help first home buyers in South Ripley in Brisbane QLD?

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Our Zest Mortgage Brokers are dedicated to assisting first home buyers in South Ripley, Brisbane QLD, in navigating the complex process of obtaining a mortgage. Here's how our team can support you in achieving your goal of homeownership:

  1. Personalised Guidance: Our mortgage brokers understand that every first home buyer has unique financial circumstances and goals. They will take the time to listen to your needs, assess your financial situation, and provide personalised guidance tailored to your specific requirements. We will explain the mortgage process, discuss your borrowing capacity, and help you understand the options available to you.
  2. Mortgage Comparison: With access to a wide range of lenders and mortgage products, our brokers will thoroughly research and compare different loans on your behalf. We will consider interest rates, loan terms, repayment options, and other relevant factors to identify the most suitable mortgage options for you. This comprehensive comparison saves you time and ensures you have a clear understanding of the available choices.
  3. Pre-Approval Assistance: Our brokers can help you obtain a pre-approval for your mortgage. This involves assessing your financial information and submitting a loan application to the lender on your behalf. A pre-approval gives you a clear idea of your borrowing capacity and allows you to confidently search for properties within your budget.
  4. Negotiation Support: When you find the right property, our brokers can assist in negotiating the terms and conditions of your mortgage with the lender. We will work to secure favourable interest rates and loan terms that align with your financial goals. Our brokers are skilled negotiators who can advocate for your best interests throughout the process.
  5. Application and Documentation Management: Our brokers will guide you through the mortgage application process, ensuring that all necessary documentation is complete and accurate. We will liaise with the lender on your behalf, saving you time and streamlining the application process. Their expertise ensures that your application is submitted correctly and efficiently.
  6. Ongoing Support: Even after you secure your mortgage, our brokers are available to provide ongoing support and advice. We can assist with refinancing options, review your mortgage structure, and help you navigate any changes in your financial circumstances. Our goal is to build a long-term relationship with you and be a trusted resource throughout your homeownership journey.

By working with our Zest Mortgage Brokers, first home buyers in South Ripley, Brisbane QLD, can benefit from expert guidance, access to a wide range of mortgage options, and personalised support throughout the entire mortgage process. Our team is committed to helping you achieve your dream of owning a home in this vibrant and growing community.

Who are the major home loan lenders in South Ripley 4306?

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When it comes to home loan lenders in South Ripley (postcode 4306) in Australia, there are several major financial institutions that offer mortgage products. Here are some of the key lenders to consider:

  1. Commonwealth Bank: As one of Australia's largest banks, Commonwealth Bank provides a range of home loan options for South Ripley residents. They offer competitive interest rates, flexible repayment options, and various loan features to suit different borrower needs.
  2. Westpac: Another prominent lender, Westpac offers a diverse selection of home loan products tailored to South Ripley home buyers. With a focus on customer service, Westpac provides competitive interest rates, convenient online banking tools, and personalised support throughout the loan process.
  3. ANZ: ANZ is a well-known bank that offers a comprehensive range of home loan solutions. They provide competitive interest rates, flexible repayment options, and access to helpful resources and tools for managing your loan. ANZ also offers additional benefits such as discounted insurance and savings accounts for eligible borrowers.
  4. NAB (National Australia Bank): NAB is a major financial institution that provides a variety of home loan options, including fixed-rate, variable-rate, and package loans. They offer competitive interest rates, flexible repayment options, and additional features such as offset accounts and redraw facilities to help borrowers manage their mortgage effectively.
  5. Suncorp Bank: Suncorp Bank offers a range of home loan products with competitive interest rates and flexible features. They provide personalised service and support throughout the loan process, and their offerings include options for first home buyers, refinancers, and investors.
  6. Queensland Country Credit Union: As a local financial institution, Queensland Country Credit Union offers home loan products designed specifically for South Ripley residents. They provide competitive rates, flexible repayment options, and personalised service, with a focus on supporting the local community.

Or, just chat to us here at Zest Mortgage Solutions! We can find you the best home loan from over 60 banks and lenders and our team has hundreds of 5-star reviews!

How can Zest Mortgage Solutions help with your South Ripley in Brisbane QLD home loan?

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Zest Mortgage Solutions is your go-to resource for home loans in South Ripley, Brisbane QLD, offering expert guidance and personalised solutions for a range of mortgage needs. Whether you are a first home buyer, looking to change homes, invest in property, or refinance an existing home loan, Zest Mortgage Solutions can assist you in the following ways:

  1. First Home Loan Assistance: Buying your first home can be an exciting yet daunting experience. Zest Mortgage Solutions understands the challenges faced by first home buyers in South Ripley and provides tailored support throughout the process. Our experienced mortgage brokers will guide you through the application process, explain the various government grants and incentives available to first home buyers, and help you secure a competitive home loan that suits your financial situation.
  2. Changing Homes: If you're considering upgrading or downsizing your current home in South Ripley, Zest Mortgage Solutions can help you navigate the transition. Our mortgage experts will assess your financial circumstances, discuss your property goals, and provide guidance on securing a new home loan that aligns with your needs. We'll compare loan options from a range of lenders to ensure you secure a competitive interest rate and favourable terms.
  3. Investment Property Loans: Investing in property can be a smart wealth-building strategy. Zest Mortgage Solutions understands the intricacies of investment property loans in South Ripley. Our team will work closely with you to understand your investment objectives and financial goals. We'll provide tailored advice on structuring your loan, maximising tax benefits, and securing competitive interest rates, helping you make informed decisions that align with your investment strategy.
  4. Refinancing: If you already have a home loan and are considering refinancing, Zest Mortgage Solutions can help you explore better options. Our mortgage brokers will assess your current loan and financial situation, evaluate your refinancing goals, and provide a comprehensive analysis of potential savings or benefits. We'll guide you through the refinancing process, ensuring a smooth transition to a new loan with improved terms, lower interest rates, or additional features that better suit your needs.

With Zest Mortgage Solutions, you can expect personalised service, expert advice, and access to a wide range of home loan products from leading lenders in South Ripley and throughout Brisbane QLD. Our dedicated team of mortgage professionals will simplify the complex mortgage process, assist with paperwork, and negotiate with lenders on your behalf to secure the best possible loan terms. Whether you're a first home buyer, upgrading homes, investing, or refinancing, Zest Mortgage Solutions is committed to helping you achieve your property and financial goals.

Our easy, Zesty approach

At Zest Mortgage Solutions, we believe buying a home, be it your first or fifth, should be simple and stress-free. Here are a few recent Zest Google reviews we think you'll love!

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1. Get in touch today

With zero commitments, a quick call will help Mel and the team understand your needs.
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2. We'll do the research

Once we know the kind of loan you need, we’ll start finding you the right loan options.
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3. You'll get approved

If you love the lender and rates we propose, we’ll start the approval process for you.

Awards we've won

Loan Market 2022 - Best New Broker of the Year Winner Award
MFAA 2022 Young Professional Award
MFAA 2022 - Finance Broker Business Award - State Winner
MFAA 2022 young professional award
MFAA 2022 - Customer Service Individual Award - State Winner
Best Business Awards 2022 - Best Newcomer Award
MFAA 2022 Young Professional Award
MFAA 2021 Newcomer award
Greater Springfield Business Person of the year award
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