Your award-winning Mortgage Broker Toowong

Are you in the Toowong 4066 area and need home loan help? Book a Free call with one of our experts, we’ve a 99% loan success rate! 

Mortgage Broker Toowong

Why use a Mortgage Broker Toowong, like Zest Mortgage Solutions?

Around 70% of all Australians now use a mortgage broker for their first, or next home ownership, as a mortgage broker Toowong makes home loans a lot easier! At Zest we negotiate with over 60 different lenders on your behalf so if you are buying, refinancing or investing in Toowong, just get in touch with the Zest team today!

We work for you, not the banks.

Zest leaf decoration

Meet the Team

Having consulted in two of Australia’s largest banks, Mel Wright (Zest’s founder) grew tired of seeing unhappy, frustrated clients. Mortgages aren’t overly difficult, you just need people who care.

Melissa Wright

Melissa Wright

Director and Principal Mortgage Broker

As a mother of two boys and business owner, Mel understands that life today is busy. That's why Mel's mission is to help people get the financing they need, without the stress. In her downtime, you'll often find Mel creating educational material for her clients, with a glass of Barossa Valley's finest of course. You can learn more about Mel Wright here.

Nicole Reid

Nikki Reid

Mortgage Broker

Nikki has over 12 years experience in the finance industry with 10 years at ANZ, working as a Senior Personal Banker. For the last 2 years she has been in the mortgage broking industry as a loans processor. She holds a Diploma of Mortgage Broking (Management) and a Cert IV in Credit Management. Nikki lives with her family on their acreage property at Jimboomba.

Warren Good Headshot

Warren Good

Mortgage Broker

With 24 years working in finance and 19 years in Mortgage Broking, Warrenhas been able to work with different finance professionals which has added to the knowledge and experience . Warren holds a Diploma of Financial Services (Mortgage Broking) and helps looks after our Ipswich clients. When not at work, Warren enjoys woodworking and creating his next piece of furniture.

Amanda Seabrook

Amanda Seabrook

Operations Manager

One MFAA surveys report that more that 90% of customers are with their local brokers! With 14 years in finance, Amanda has extensive CBA experience in pre settlement verification with brokers, lenders and solicitors, Amanda is an integral member of the Zest team wirtg a Cert III in Business and is completing her Certificate IV in Finance and Mortgage Brokering.

Joanna Taylor

Joanna Taylor

Customer Relationship Manager

Did you know that on average, mortgage brokers, have 13.8 years of industry experience! With 23 years of banking expertise and in-depth broker CRM experience, Joanna is passionate about helping Zest's clients get the right loan for their needs and busy lifestyle. Speaking of busy, Joanna is the mother of two teenage girls who are looking to follow their mum's finance footsteps.

Ashleigh  Russell

Ashleigh Russell

Customer Relationship Manager

Ashleigh holds a Diploma of BA and is currently obtaining a Certificate IV in Finance and Mortgage Brokering. Ashleigh is an experienced conveyancer with the skills required to assist clients from formal approval through to settlement, helping clients with things like the First Home Buyer Grant or the current QLD regional home home building grant.

Alana Maybury

Alana Maybury

Customer Relationship Manager

Alana has over 14 years working in Suncorp across various lending roles, with a Cert III in finance. She has a zest for lending and loves helping clients get the right loan product for them. She especially loves guiding first home buyers in Brisbane, Ipswich and Logan through their first purchase. When at home she has 2 young kids to keep her on her toes.

David Wright

David Wright

Business Development Manager

David holds a Diploma in Business Administration as well as a Bachelor of Laws from the University of Southern Queensland. Prior to joining Zest Mortgage Solutions with Mel, David was a practising Lawyer, after having previously worked for over 15 years’ in Business Management. David’s role is to help Mel run the business side of Zest Mortgage Solutions.

Katrina Mcabe

Katrina McCabe

Settlements Officer

Katrina is devoted to assisting our clients with any questions and booking them in to our fabulous brokers. Katrina joins Zest with over 10 years’ experience in Property Management and 5 years in Management/Sales. Katrina lives locally and enjoys spending time outdoors with her family. She is an avid reader and is always looking for her next renovation project.

David Warner

David Warner

Lending Support Officer

David holds a Bachelor of Business from the University of Southern Queensland and a Post Graduate Degree in Accounting from QUT. He helps in all aspects behind the scenes to achieve the best outcome for all of Zest’s clients.

Here to help, always

Here are some of our most popular resources and articles to help with your next steps
A small modern furnished apartment

Toowong First Home Purchase

Finding the perfect mortgage broker Toowong can be daunting, starting with pre - approval for your loan and application process. That's why we think you’ll love our simple, expert advice from our whole team, we help make the entire process hassle-free.

A modern house with a pool

Toowong Home Buyers

If you're looking to upgrade, downgrade or side-grade your Toowong home or surrounding areas, and need the right loan structure for your individual needs, we can help you transition seamlessly through the whole process. Pending your home loan requirements, we can help you with a loan health check or be your negotiation team.

A small modern furnished apartment

Toowong Investment Buyers

Not all properties or blocks of vacant land are great investments, and often to get the best returns, you'll need to have the right people who know the Toowong area. As local investors ourselves, our team of Mortgage Agents can help you get financing for your first, or fifth investment property. Just get in touch.

a modern kitchen leading to an outdoor area

Home Refinancing in Toowong

Have your circumstances changed, maybe a new job or addition to the family? Or are you looking to start those long-awaited renovations on your Toowong or Chapel Hill home? Lots of people refinance for different reasons, and it's an exciting opportunity to create new spaces in your home. Let our Mortgage Broker Toowong help you get competitive rates or use our free online mortgage calculators.

An aerial view of a house being constructed

Toowong Construction Financing

Even with the best plans and project managers, building a new home or starting a major construction project in Toowong can present many unknown challenges. Thankfully with our combined experience and simple loan process, we can help you remove the financial unknowns and play a pivotal role in your construction project or help you refinance loans.

Book a Free call today!

Please just complete your details below

Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
Map Pin Icon

Where to find our Mortgage Broker Toowong team

The award-winning mortgage broker team at Zest are located close to Toowong. We work with Mortgage Broking clients all across Brisbane, Ipswich, Redlands Bay, Logan and beyond. We work with first home buyers, from pre-approval, to property investors from out of town. We've thousands of happy customers, so be sure to get in touch with Zest today.

FAQ's

Here are some of our most common questions our clients ask

Why is Toowong QLD a great place to buy a home or investment property?

accordion icon

Toowong, which is in the state of Queensland (QLD) in Australia, can be a great place to buy a home or investment property for a few reasons. Here are a few reasons to be looking at the local real estate & property in residential land if you are looking to build.

Toowong is a riverside suburb in the City of Brisbane, Queensland, Australia. In the 2021 census, Toowong had a population of 12,556 people with a median weekly household income of $1,927. Wikipedia

  • Proximity to Brisbane CBD: Toowong is located just a few kilometres from the Brisbane Central Business District (CBD), making it a convenient choice for professionals who work in the city. Commuting to work is relatively easy, whether by car, bus, train, or ferry.
  • Educational Institutions: Toowong is home to the University of Queensland's St Lucia campus, which attracts students and faculty. This can create a demand for rental properties, making it an appealing choice for property investors.
  • Lifestyle and Amenities: Toowong offers a range of amenities, including shopping centres like Toowong Village, parks, restaurants, cafes, and cultural attractions. The Brisbane River is also nearby, offering recreational opportunities.
  • Public Transport: The area is well-served by public transportation, with train and bus services connecting residents to various parts of Brisbane. This accessibility can enhance the value of properties in Toowong.
  • Strong Rental Market: Due to its proximity to educational institutions and the CBD, Toowong has historically had a strong rental market. Investors may find good opportunities for rental income.
  • Capital Growth Potential: Property values in well-located suburbs like Toowong have the potential for long-term capital growth, which can make it an attractive choice for property investors.
  • Green Spaces: Toowong boasts several parks and green spaces, providing residents with opportunities for outdoor activities and a higher quality of life.
  • Infrastructure and Development: Ongoing infrastructure developments and improvements in the area can contribute to increased property values over time.

Remember that the real estate market can be complex and subject to various factors, including economic fluctuations, market trends, and policy changes. It's recommended to conduct thorough research, possibly with the help of local real estate agents, economists, and financial advisors, before making any investment decisions.

The team at Zest are always happy to help too, so just get in touch or call (07) 3461 6499,  we've a 99% loan approvals success rate and a comprehensive range of lenders we work with (over 60 lenders!) to find the perfect loan features and monthly repayments for your needs.

How do our Zest Mortgage Broker Toowong help first home buyers?

accordion icon

The team here at Zest help first home buyers in several ways:

  1. Financial Assessment: Brokers typically start by assessing the financial situation of the first home buyer by a loan expert like the Zest team. This includes analysing your income, expenses, credit history, and overall financial readiness to determine how much you can afford to borrow with the various loan types available. If you are looking for them, here are our free online mortgage calculators.
  2. Pre-Approval Process: Brokers like Zest can help first home buyers get pre-approved for a mortgage, and understand every loan process step. This involves working with lenders to obtain a conditional approval for a loan amount, which can give you a clearer idea of their budget when house hunting.
  3. Market Knowledge: Your local mortgage broker Toowong often have a good understanding of the real estate market in Toowong. We can provide insights into property values, trends, and neighbourhoods, helping buyers make informed decisions.
  4. Loan Options: Brokers can present various loan options available from different lenders. We can explain the terms, interest rates, and features of each loan, helping first home buyers choose the one that best suits their needs. That’s why we’ve thousands of happy customers!
  5. Comparison Shopping: Brokers can save time for first home buyers by comparing loans from multiple lenders. This can help buyers find competitive interest rates and favourable loan terms for their borrowing power.
  6. Paperwork and Application: A mortgage broker Toowong like Zest can assist with the preparation and submission of mortgage applications. We can help you gather the necessary documents and ensure that the application is completed accurately and promptly.
  7. Negotiation: Experienced brokers like Zest might negotiate with lenders on behalf of the first home buyer to secure the best possible terms for the mortgage.
  8. Simplifying the Process: Buying a home involves complex paperwork and processes. A mortgage broker Toowong like Zest Mortgage Solutions can simplify the process by guiding first home buyers through each step and answering their questions. Just get in touch with Zest today.
  9. Access to Lenders: Brokers often have established relationships with various lenders. This can sometimes lead to access to exclusive deals or faster processing times.
  10. Continued Support: Broker's assistance doesn't necessarily end after the mortgage is approved. We continue to offer support, answer questions, and help with any issues that arise during the settlement process or during loan repayments, such as regularly checking in or looking into refinancing with genuine home loan advice if your situation changes.
  11. Education: For first-time home buyers, the mortgage process can be overwhelming. Brokers can educate buyers about the different stages, terms, and responsibilities associated with getting a mortgage. For example, here are our online home loan guides.

Just get in touch with the Zest Mortgage Solutions team today if you’re a first home buyer!

Who else do Zest Mortgage Solutions help in the 4066 area?

accordion icon

When it comes to your home loan, the ultimate goal of course is financial freedom, no matter where you are in your home buying journey. The first step to financial freedom is the right path, which extends beyond a mortgage rate. That's where our Mortgage Specialist help with a more holistic approach to lending. We work with:

  1. Toowong Home Buyers: Beyond first-time home buyers, we assist repeat home buyers looking to upgrade, downsize, or relocate within the local area with Variable Rate and fixed rate mortgage options that suit your needs. At Zest, our whole team are famous for our customer service!
  2. Toowong Investors: Our mortgage broker Toowong help real estate investors secure financing for investment properties, whether for rental income or capital appreciation, we are keeping ahead of residential sales at all times.
  3. Refinancers in Toowong: People who already own a home might seek refinancing options to lower their interest rates, adjust their loan terms, look at current interest rates, or tap into their home's equity for other financial needs.
  4. Debt Consolidation: Clients looking to consolidate high-interest debts, such as credit card debts, into their mortgage might seek the services of mortgage brokers Toowong to find suitable loan options. When it comes to debt consolidation, it's the details that matter.
  5. Toowong Construction and Renovation Projects: Homeowners planning to build a new home or undertake major renovations might seek financial services for construction loans, and we can assist you in finding suitable financing. Just get in touch here!
  6. Self-Employed Individuals: Like a business loan, people with non-traditional income sources, like self-employed individuals or freelancers, might need specialised assistance in finding mortgage options that consider their income structure and individual situation. That's where a team mortgage broker team can help, from the application process to unique
  7. Clients with Unique Financial Situations: A mortgage broker Toowong can help clients with unique financial circumstances, providing expert advice to those with a history of poor credit, irregular income, or are coming out of a tough time like many Aussies. The whole Zest team will do our best to find lenders who are willing to work with you and offer the right loan structure for your home ownership, be it your first home purchase or refinancing for your exact needs.
  8. Toowong Property Investors: Investors looking to expand their property portfolios might need specialised financing solutions, and a mortgage brokers can help connect them with lenders who understand their investment strategies.
  9. Cross-Border Clients: Individuals who are not Australian residents but are looking to purchase property might seek assistance in navigating the complexities of obtaining a mortgage in Australia. If this applies to you, just get in touch here.
  10. Clients with Specific Goals: Clients with specific financial goals, such as paying off their loans faster, might consult mortgage broker Toowong for guidance on suitable loan products.

Please note: If you would just prefer to chat with an expert home loan team, please just give us a call on (07) 3461 6499 or get in touch here - it could save you many frustrating hours!

Who are the major home loan lenders in the Toowong 4066 area?

accordion icon

When it comes to securing your next home and home loan, there are several major lenders including Australian banks and financial institutions who operate in the region. The challenge is the overwhelming amount of financial products that aren't always easy to understand. Just ask Mel Wright, Zest’s founder, she’s worked at two of the major Aussie banks. Here are some of the major home loan lenders you could consider outside of Zest:

  1. Major Banks: Australia's major banks like Commonwealth Bank, Westpac, ANZ, and National Australia Bank (NAB) offer a range of home loan products and personal loans. These banks have a significant local presence and throughout Australia.
  2. Credit Unions: Credit unions such as Queenslanders Credit Union, Queensland Country Credit Union, and First Option Credit Union might offer competitive home loan options with personalised service and flexible loan terms.
  3. Building Societies: Building societies like Heritage Bank and Suncorp Bank can also be found in the Toowong area. They often offer a variety of home loan products, but not as many as we do at Zest!
  4. Non-Bank Lenders: Non-bank lenders like ING, ME Bank, and Macquarie Bank might offer alternative home loan options and could be worth considering.
  5. Online Lenders: Some online-only lenders operate in Australia, providing digital platforms for home loan applications. UBank and loans.com.au are a few examples.
  6. Mortgage Brokers: A mortgage broker Toowong, such as the team at Zest Mortgage Solutions manage hundreds of loans, look at your overall finance journey, and work with over 60 lenders to find the right solution and provide helpful advice. At Zest we work with both traditional banks and alternative options, to find the best home loan for your needs. Other mortgage broker Toowong area and finance brokers include Aussie Home Loans, Mortgage Choice, Loan Market, Smartline Personal Mortgage Advisers, Connective, Choice Aggregation Services, Mortgage Express and more.
  7. Local and Regional Lenders: There might be local or regional banks and lenders in the Toowong 4066 area that cater specifically to the local community.

To find the most current information about home loan lenders in the Toowong, we also recommend doing the following:

  1. Online Research: Use search engines to find lenders operating in the 4066 postcode area of Toowong. Visit their websites to learn about their offerings and loan service and investment loans, loan structures etc.
  2. Visit Local Branches: Visit local bank branches, credit unions, and building societies in the area to inquire about their home loan products and finance loans.
  3. Mortgage Brokers: Contact brokers in the area, as they will have knowledge of a variety of lenders and can help you find suitable options. A Mortgage Advisor like the team at Zest is really the easiest way to go, no matter what mortgage companies you are talking with, brokers like Zest work for you, not the banks - and can help you quickly understand the types of loans available, and those that best suit your unique needs.

Just chat to us here at Zest Mortgage Solutions, we look at your individual circumstances and can find you the best home loan from over 60 banks and lenders.

We also understand the local Toowong real estate market, and our experienced mortgage broker Toowong team has hundreds of 5-star reviews. If you would just prefer to chat with an expert home loan team, please just give us a call on (07) 3461 6499 or get in touch here - it could save you many frustrating hours!

Our easy, Zesty approach

At Zest Mortgage Solutions, we believe buying a home, be it your first or fifth, should be simple and stress-free. Here are a few recent Zest Google reviews we think you'll love!

Calendar icon

1. Get in touch today

With zero commitments, a quick call will help Mel and the team understand your needs.
Search icon

2. We'll do the research

Once we know the kind of loan you need, we’ll start finding you the right loan options.
Checkmark icon

3. You'll get approved

If you love the lender and rates we propose, we’ll start the approval process for you.

Awards we've won

Loan Market 2022 - Best New Broker of the Year Winner Award
MFAA 2022 Young Professional Award
MFAA 2022 - Finance Broker Business Award - State Winner
MFAA 2022 young professional award
MFAA 2022 - Customer Service Individual Award - State Winner
Best Business Awards 2022 - Best Newcomer Award
MFAA 2022 Young Professional Award
MFAA 2021 Newcomer award
Greater Springfield Business Person of the year award
Zest leaf decoration

Book a Free call today!

Please just complete your details below

Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
Map Pin Icon