Your award-winning Springwood Mortgage Broker

Are you in the Springwood 4127 area and need home loan help? Book a Free call with one of our experts, we’ve a 99% loan success rate!

Springwood Mortgage Broker

Why use a Springwood Mortgage Broker, like Zest Mortgage Solutions?

Around 70% of all Australians now use a mortgage broker, as a mortgage broker makes life (and loans) a lot easier! At Zest we negotiate with over 60 different lenders on your behalf. So if you are buying, refinancing or investing in a new home, just get in touch with the Zest team today!

We work for you, not the banks.

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Meet the Team

Having consulted in two of Australia’s largest banks, Mel Wright (Zest’s founder) grew tired of seeing unhappy, frustrated clients. Mortgages aren’t overly difficult, you just need people who care.

Melissa Wright

Melissa Wright

Director and Principal Mortgage Broker

As a mother of two boys and business owner, Mel understands that life today is busy. That's why Mel's mission is to help people get the financing they need, without the stress. In her downtime, you'll often find Mel creating educational material for her clients, with a glass of Barossa Valley's finest of course. You can learn more about Mel Wright here.

Nicole Reid

Nikki Reid

Mortgage Broker

Nikki has over 12 years experience in the finance industry with 10 years at ANZ, working as a Senior Personal Banker. For the last 2 years she has been in the mortgage broking industry as a loans processor. She holds a Diploma of Mortgage Broking (Management) and a Cert IV in Credit Management. Nikki lives with her family on their acreage property at Jimboomba.

Warren Good Headshot

Warren Good

Mortgage Broker

With 24 years working in finance and 19 years in Mortgage Broking, Warrenhas been able to work with different finance professionals which has added to the knowledge and experience . Warren holds a Diploma of Financial Services (Mortgage Broking) and helps looks after our Ipswich clients. When not at work, Warren enjoys woodworking and creating his next piece of furniture.

Amanda Seabrook

Amanda Seabrook

Operations Manager

One MFAA surveys report that more that 90% of customers are with their local brokers! With 14 years in finance, Amanda has extensive CBA experience in pre settlement verification with brokers, lenders and solicitors, Amanda is an integral member of the Zest team wirtg a Cert III in Business and is completing her Certificate IV in Finance and Mortgage Brokering.

Joanna Taylor

Joanna Taylor

Customer Relationship Manager

Did you know that on average, mortgage brokers, have 13.8 years of industry experience! With 23 years of banking expertise and in-depth broker CRM experience, Joanna is passionate about helping Zest's clients get the right loan for their needs and busy lifestyle. Speaking of busy, Joanna is the mother of two teenage girls who are looking to follow their mum's finance footsteps.

Ashleigh  Russell

Ashleigh Russell

Customer Relationship Manager

Ashleigh holds a Diploma of BA and is currently obtaining a Certificate IV in Finance and Mortgage Brokering. Ashleigh is an experienced conveyancer with the skills required to assist clients from formal approval through to settlement, helping clients with things like the First Home Buyer Grant or the current QLD regional home home building grant.

Alana Maybury

Alana Maybury

Customer Relationship Manager

Alana has over 14 years working in Suncorp across various lending roles, with a Cert III in finance. She has a zest for lending and loves helping clients get the right loan product for them. She especially loves guiding first home buyers in Brisbane, Ipswich and Logan through their first purchase. When at home she has 2 young kids to keep her on her toes.

David Wright

David Wright

Business Development Manager

David holds a Diploma in Business Administration as well as a Bachelor of Laws from the University of Southern Queensland. Prior to joining Zest Mortgage Solutions with Mel, David was a practising Lawyer, after having previously worked for over 15 years’ in Business Management. David’s role is to help Mel run the business side of Zest Mortgage Solutions.

Katrina Mcabe

Katrina McCabe

Settlements Officer

Katrina is devoted to assisting our clients with any questions and booking them in to our fabulous brokers. Katrina joins Zest with over 10 years’ experience in Property Management and 5 years in Management/Sales. Katrina lives locally and enjoys spending time outdoors with her family. She is an avid reader and is always looking for her next renovation project.

David Warner

David Warner

Lending Support Officer

David holds a Bachelor of Business from the University of Southern Queensland and a Post Graduate Degree in Accounting from QUT. He helps in all aspects behind the scenes to achieve the best outcome for all of Zest’s clients.

Here to help, always

Here are some of our most popular resources and articles to help with your next steps
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Springwood First Home Buyers

Finding the perfect Springwood first home can be daunting, and that's before you walk into a single bank for pre - approval or starting the loan application process. That's why we think you’ll love our simple, expert advice from our Springwood mortgage broking company, we help make the entire process hassle-free.

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Springwood Home Buyers

If you're looking to upgrade, downgrade or side-grade your Springwood home, and need financing, chat to our team about how we've helped others transition seamlessly without having to deal with the major banks. If you know the process, we can simply be your negotiation team or help you with a loan health check.

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Springwood Investment Buyers

Not all properties or blocks of vacant land are great investments, and often to get the best returns, you'll need to have the right people who know the Springwood area. As local investors ourselves, our team of Mortgage Brokers can help you get financing for your first, or fifth investment property. Just get in touch.

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Home Refinancing in Springwood

Have your circumstances changed, maybe a new job or addition to the family? Or are you looking to start those long-awaited renovations on your Springwood or Chapel Hill home? Lots of people refinance for different reasons, and it's an exciting opportunity to create new spaces in your home. Let our Mortgage Brokers help you get competitive rates or use our free online mortgage calculators.

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Springwood Construction Financing

Even with the best plans and project managers, building a new home or starting a major construction project in Springwood can present many unknown challenges. Thankfully with our combined experience and simple loan process, we can help you remove the financial unknowns and play a pivotal role in your construction project or help you refinance loans.

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Where to find our Springwood Mortgage Broker team

The award-winning mortgage broker team at Zest are based in Brookwater, not far from Springwood, working with Mortgage Broking clients all over Springwood 4127, Brisbane, Sunshine Coast, Gold Coast and beyond. We work with first home buyers, from credit file review and pre-approval, to property investors from out of town. We've thousands of happy customers, so be sure to get in touch with Zest today.

FAQ's

Here are some of our most common questions our clients ask

Why is Springwood QLD a great place to buy a home or investment property?

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Springwood, which is in the state of Queensland (QLD) in Australia, can be a great place to buy a home or investment property for a few reasons. Here are a few reasons to be looking at Springwood real estate & property in residential land if you are looking to build.

Springwood is a suburb in the City of Logan, Queensland, Australia. In the 2021 census, Springwood had a population of 9,710 people. Wikipedia

  1. Location: Springwood is strategically situated between Brisbane's CBD and the Gold Coast, making it an attractive choice for commuters working in either city. The Pacific Motorway (M1) provides easy access to both destinations.
  2. Amenities: The suburb offers a range of amenities, including shopping centers like the Springwood Shopping Mall, which features various retail stores, restaurants, cafes, and supermarkets. These amenities enhance residents' convenience and quality of life.
  3. Education: There are several schools in and around Springwood, making it suitable for families with children. Good schools can contribute to property value and desirability.
  4. Public Transport: Springwood is well-connected by public transport, with bus services and a train station providing easy access to Brisbane and surrounding areas.
  5. Natural Beauty: The suburb is close to natural attractions like Daisy Hill Conservation Park, which offers opportunities for outdoor activities such as hiking and picnicking.
  6. Employment Opportunities: Springwood is located near industrial and business areas, potentially offering employment opportunities in various sectors.
  7. Development Potential: Depending on the current state of the real estate market and local development plans, there may be opportunities for property value appreciation over time.
  8. Lifestyle: The combination of urban convenience and natural surroundings can contribute to a balanced and desirable lifestyle for residents.
  9. Rental Demand: Proximity to major employment hubs and educational institutions could lead to a steady demand for rental properties, making it appealing for investment purposes.
  10. Infrastructure: If there have been recent or planned infrastructure developments, such as road expansions, public transport improvements, or community facilities, these could positively impact property values and desirability.

Remember that the real estate market can be complex and subject to various factors, including economic fluctuations, market trends, and policy changes. It's recommended to conduct thorough research, possibly with the help of local real estate agents, economists, and financial advisors, before making any investment decisions.

The team at Zest are always happy to help too, so just get in touch, we've a 99% loan approvals success rate and a comprehensive range of lenders we work with (over 60 lenders!) to find the perfect loan features and monthly repayments for your needs.

How do our Zest Mortgage Brokers help first home buyers in Springwood?

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The team here at Zest Mortgage Brokers help first home buyers in Springwood in several ways:

  1. Financial Assessment: Mortgage brokers typically start by assessing the financial situation of the first home buyer by a loan expert like the Zest team. This includes analysing your income, expenses, credit history, and overall financial readiness to determine how much you can afford to borrow with the various loan types available.
  2. Pre-Approval Process: Brokers like Zest Mortgage Solutions can help first home buyers get pre-approved for a mortgage, and understand every loan process step. This involves working with lenders to obtain a conditional approval for a loan amount, which can give you a clearer idea of their budget when house hunting.
  3. Market Knowledge: Local mortgage brokers often have a good understanding of the real estate market in Springwood. We can provide insights into property values, trends, and neighbourhoods, helping buyers make informed decisions.
  4. Loan Options: Mortgage brokers can present various loan options available from different lenders. We can explain the terms, interest rates, and features of each loan, helping first home buyers choose the one that best suits their needs.
  5. Comparison Shopping: Brokers can save time for first home buyers by comparing loans from multiple lenders. This can help buyers find competitive interest rates and favourable loan terms for their borrowing power.
  6. Paperwork and Application: Mortgage brokers like Zest Mortgage Solutions assist with the preparation and submission of mortgage applications. We can help you gather the necessary documents and ensure that the application is completed accurately and promptly.
  7. Negotiation: Experienced brokers like Zest might negotiate with lenders on behalf of the first home buyer to secure the best possible terms for the mortgage.
  8. Simplifying the Process: Buying a home involves complex paperwork and processes. Mortgage brokers like Zest Mortgage Solutions can simplify the process by guiding first home buyers through each step and answering their questions.
  9. Access to Lenders: Brokers often have established relationships with various lenders. This can sometimes lead to access to exclusive deals or faster processing times.
  10. Continued Support: A mortgage broker's assistance doesn't necessarily end after the mortgage is approved. We continue to offer support, answer questions, and help with any issues that arise during the settlement process or during loan repayments, such as regularly checking in or looking into refinancing with genuine home loan advice if your situation changes.
  11. Education: For first-time home buyers, the mortgage process can be overwhelming. Brokers can educate buyers about the different stages, terms, and responsibilities associated with getting a mortgage.

Just get in touch with the Zest Mortgage Solutions team today if you’re a first home buyer in Springwood!

Who else do Zest Mortgage Solutions help in the Springwood 4127 area?

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When it comes to your home loan and current mortgage, the ultimate goal of course is financial freedom, no matter where you are in your home buying journey. The first step to financial freedom is the right path, which extends beyond a mortgage rate. That's where our Mortgage Specialist help with a more holistic approach to lending. We work with:

  1. Springwood Home Buyers: Beyond first-time home buyers, we assist repeat home buyers looking to upgrade, downsize, or relocate within the Springwood area with Variable Rate and fixed rate mortgage options that suit your needs.
  2. Springwood Investors: Mortgage brokers can help real estate investors secure financing for investment properties, whether for rental income or capital appreciation, we are keeping ahead of residential sales at all times.
  3. Refinancers in Springwood: People who already own a home might seek refinancing options to lower their interest rates, adjust their loan terms, look at current interest rates, or tap into their home's equity for other financial needs.
  4. Debt Consolidation: Clients looking to consolidate high-interest debts, such as credit card debts, into their mortgage might seek the services of mortgage brokers to find suitable loan options. When it comes to debt consolidation, it's the details that matter.
  5. Springwood Construction and Renovation Projects: Homeowners planning to build a new home or undertake major renovations might seek financial services for construction loans, and mortgage brokers can assist in finding suitable financing.
  6. Self-Employed Individuals in Springwood: People with non-traditional income sources, like self-employed individuals or freelancers, might need specialised assistance in finding mortgage options that consider their income structure and individual situation.
  7. Springwood Clients with Unique Financial Situations: Mortgage brokers can help clients with unique financial circumstances, such as those with a history of poor credit or irregular income, and find lenders who are willing to work with them and provide excellent customer service.
  8. Springwood Property Investors: Investors looking to expand their property portfolios might need specialised financing solutions, and mortgage brokers can help connect them with lenders who understand their investment strategies.
  9. Springwood Cross-Border Clients: Individuals who are not Australian residents but are looking to purchase property in Springwood might seek assistance in navigating the complexities of obtaining a mortgage in Australia.
  10. Springwood Clients with Specific Goals: Clients with specific financial goals, such as paying off their mortgage faster, might consult mortgage brokers for guidance on suitable loan products.

    It's important to note that mortgage brokers tailor their services to your specific needs, just get in touch with the Zest Mortgage Solutions team today to discuss your needs from our Springwood Mortgage Brokers.

Who are the major home loan lenders in the Springwood 4127 area?

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When it comes to securing a Springwood home loan, there are several major lenders including Australian banks who operate in the region with an overwhelming amount of financial products that aren't always easy to understand. These lenders all offer a wide range of loan products based on your borrowing capacity. Here are some of the major home loan lenders you could consider:

  1. Major Banks: Australia's major banks like Commonwealth Bank, Westpac, ANZ, and National Australia Bank (NAB) offer a range of home loan products and personal loans. These banks have a significant presence in Springwood and throughout Australia.
  2. Credit Unions: Credit unions such as Queenslanders Credit Union, Queensland Country Credit Union, and First Option Credit Union might offer competitive home loan options with personalised service and flexible loan terms.
  3. Building Societies: Building societies like Heritage Bank and Suncorp Bank can also be found in the Springwood area. They often offer a variety of home loan products.
  4. Non-Bank Lenders: Non-bank lenders like ING, ME Bank, and Macquarie Bank might offer alternative home loan options and could be worth considering.
  5. Online Lenders: Some online-only lenders operate in Australia, providing digital platforms for home loan applications. UBank and loans.com.au are a few examples.
  6. Mortgage Brokers: Mortgage brokers, such as Zest Mortgage Solutions manage hundreds of loans, look at your overall finance journey, and work with over 60 lenders to find the right solution. At Zest we work with both traditional banks and alternative options, to find the best home loan for your needs. Other Mortgage Brokers and finance brokers include Aussie Home Loans, Mortgage Choice, Loan Market, Smartline Personal Mortgage Advisers, Connective, Choice Aggregation Services, Mortgage Express and more.
  7. Local and Regional Lenders: There might be local or regional banks and lenders in the Springwood 4127 area that cater specifically to the local community.

To find the most current information about home loan lenders in the Springwood, we also recommend doing the following:

  1. Online Research: Use search engines to find lenders operating in the 4127 postcode area of Springwood. Visit their websites to learn about their offerings and loan service and investment loans, loan structures etc.
  2. Visit Local Branches: Visit local bank branches, credit unions, and building societies in the area to inquire about their home loan products and finance loans.
  3. Mortgage Brokers: Contact mortgage brokers in the area, as they will have knowledge of a variety of lenders and can help you find suitable options. A Mortgage Advisor like the team at Zest is really the easiest way to go, no matter what mortgage companies you are talking with, brokers like Zest work for you, not the banks - and can help you quickly understand the types of loans available, and those that best suit your unique needs.

Just chat to us here at Zest Mortgage Solutions!

We look at your individual circumstances and can find you the best home loan from over 60 banks and lenders. We also understand the local Springwood real estate market, and our experienced mortgage broker team has hundreds of 5-star reviews.

Our easy, Zesty approach

At Zest Mortgage Solutions, we believe buying a home, be it your first or fifth, should be simple and stress-free. Here are a few recent Zest Google reviews we think you'll love!

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1. Get in touch today

With zero commitments, a quick call will help Mel and the team understand your needs.
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2. We'll do the research

Once we know the kind of loan you need, we’ll start finding you the right loan options.
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3. You'll get approved

If you love the lender and rates we propose, we’ll start the approval process for you.

Awards we've won

Loan Market 2022 - Best New Broker of the Year Winner Award
MFAA 2022 Young Professional Award
MFAA 2022 - Finance Broker Business Award - State Winner
MFAA 2022 young professional award
MFAA 2022 - Customer Service Individual Award - State Winner
Best Business Awards 2022 - Best Newcomer Award
MFAA 2022 Young Professional Award
MFAA 2021 Newcomer award
Greater Springfield Business Person of the year award
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Book a Free call today!

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