Your award-winning Park Ridge Mortgage Broker

Are you in the Park Ridge 4125 area and need home loan help? Book a Free call with one of our experts, we’ve a 99% loan success rate!

Best Park Ridge Mortgage Broker

Why use a Park Ridge Mortgage Broker, like Zest Mortgage Solutions?

Around 70% of all Australians now use a mortgage broker, as a mortgage broker makes life (and loans) a lot easier! At Zest we negotiate with over 60 different lenders on your behalf. So if you are buying, refinancing or investing in a new home, just get in touch with the Zest team today!

We work for you, not the banks.

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Meet the Team

Having consulted in two of Australia’s largest banks, Mel Wright (Zest’s founder) grew tired of seeing unhappy, frustrated clients. Mortgages aren’t that difficult, you just need people who care.

Melissa Wright

Melissa Wright

Director and Principal Mortgage Broker

As a mother of two boys and business owner, Mel understands that life today is busy. That's why Mel's mission is to help people get the financing they need, without the stress. In her downtime, you'll often find Mel creating educational material for her clients, with a glass of Barossa Valley's finest of course.

Nicole Reid

Nikki Reid

Mortgage Broker

Nikki has over 12 years experience in the finance industry with 10 years at ANZ, working as a Senior Personal Banker. For the last 2 years she has been in the mortgage broking industry as a loans processor. She holds a Diploma of Mortgage Broking (Management) and a Cert IV in Credit Management. Nikki lives with her family on their acreage property at Jimboomba.

Amanda Seabrook

Amanda Seabrook

Operations Manager

Amanda’s primary role is to support Mel with her workload. With 14 years in finance, including extensive CBA experience in pre settlement verification with brokers, lenders and solicitors, Amanda is an integral member of the Zest team. Amanda has a Cert III  in Business  and is completing  her Certificate IV in Finance and Mortgage Brokering.

Joanna Taylor

Joanna Taylor

Customer Relationship Manager

With 23 years of banking expertise and in-depth broker CRM experience, Joanna is passionate about helping Zest's clients get the right loan for their needs and busy lifestyle. Speaking of busy, Joanna is the mother of two teenage girls who are looking to follow their mum's finance footsteps.

Ashleigh  Russell

Ashleigh Russell

Customer Relationship Manager

Ashleigh holds a Diploma of Business Administration and is currently in the process of obtaining a Certificate IV in Finance and Mortgage Brokering. Ashleigh is an experienced conveyancer with the skills required to assist clients from formal approval through to settlement.

Alana Maybury

Alana Maybury

Customer Relationship Manager

Alana has over 14 years working in Suncorp across various lending roles, with a Cert III in finance.  She has a zest for lending and loves helping clients reach their goals of owning their home, while having the right loan product for them. She especially loves guiding first home buyers through their first purchase.When at home she has 2 young kids to keep her on her toes.

Katrina Mcabe

Katrina McCabe

Settlements Officer

Katrina is here to assist our clients from formal approval to settlement. She is also devoted to assisting our clients with any questions and booking them in to see one of our fabulous brokers.  Katrina joins Zest with over 10 years’ experience in Property Management and 5 years in Management/Sales. Katrina also lives locally and enjoys spending time outdoors with her family. She is an avid reader and is always looking for the next renovation project at her place. 


David Warner

David Warner

Lending Support Officer

David holds a Bachelor of Business from the University of Southern Queensland and a Post Graduate Degree in Accounting from QUT. He helps in all aspects behind the scenes to achieve the best outcome for all of Zest’s clients.

David Wright

David Wright

Technical Support

David holds a Diploma in Business Administration and is a practising lawyer with a Bachelor of Laws from the University of Southern Queensland. Having previously worked in Retail Management over the last 15 years, David now helps Melissa with the day to day operation of Zest as a business.

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Here to help, always

Here are some of our most popular resources and articles to help with your next steps
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Park Ridge First Home Buyers

Finding the perfect Park Ridge home can be daunting, and that's before you walk into a single bank for pre - approval or starting the loan application process. That's why we think you’ll love our simple, expert advice from our Park Ridge mortgage broking company, we help make the entire process hassle-free.

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Park Ridge Home Buyers

If you're looking to upgrade, downgrade or side-grade your Park Ridge home, and need financing, chat to our team about how we've helped others transition seamlessly without having to deal with the major banks. If you know the process, we can simply be your negotiation team or help you with a loan health check.

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Park Ridge Investment Buyers

Not all properties or blocks of vacant land are great investments, and often to get the best returns, you'll need to have the right people who know the Sunnybank area. As local investors ourselves, our team of Mortgage Brokers can help you get financing for your first, or fifth investment property. Just get in touch.

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Home Refinancing in Park Ridge

Have your circumstances changed, maybe a new job or addition to the family? Or are you looking to start those long-awaited renovations on your Park Ridge or Chapel Hill home? Lots of people refinance for different reasons, and it's an exciting opportunity to create new spaces in your home. Let our Mortgage Brokers help you get competitive rates or use our free online mortgage calculators.

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Park Ridge Construction Financing

Even with the best plans and project managers, building a new home or starting a major construction project in Park Ridge can present many unknown challenges. Thankfully with our combined experience and simple loan process, we can help you remove the financial unknowns and play a pivotal role in your construction project or help you refinance loans.

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Where to find our Park Ridge Mortgage Broker team

The award-winning mortgage broker team at Zest are based in Brookwater, not far from Park Ridge, working with Mortgage Broking clients all over Park Ridge 4125, Brisbane, Sunshine Coast, Gold Coast and beyond. We work with first home buyers, from credit file review and pre-approval, to property investors from out of town. We've thousands of happy customers, so be sure to get in touch with Zest today.

FAQ's

Here are some of our most common questions our clients ask

Why is Park Ridge QLD a great place to buy a home or investment property?

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Park Ridge, which is in the state of Queensland (QLD) in Australia, can be a great place to buy a home or investment property for a few reasons. Here are a few reasons to be looking at Park Ridge real estate & property in residential land if you are looking to build:

  • Location: Park Ridge's location could offer convenient access to amenities, services, and transport options. Proximity to major roads, public transportation, shopping centres, schools, and healthcare facilities can contribute to the appeal of the area.
  • Development and Growth: If there were plans for infrastructure development, such as new roads, public transportation extensions, or commercial centres, it could have a positive impact on property values over time. Rapid growth in nearby areas can also indirectly benefit Park Ridge's property market.
  • Affordability: Compared to more established or urban areas, Park Ridge might have offered more affordable property prices. This could attract both first-time homebuyers and investors looking for relatively lower entry costs.
  • Rental Demand: If there's a demand for rental properties in the area due to its location, amenities, and job opportunities, it could make Park Ridge appealing to investors looking for rental income.
  • Community and Lifestyle: The community atmosphere, presence of parks, recreational areas, and other amenities can contribute to a desirable lifestyle for families and individuals, which can positively impact property values.
  • Potential for Appreciation: If the suburb was experiencing growth and development, there might have been a potential for property values to appreciate over time, leading to potential gains for investors.
  • Future Prospects: Any long-term plans for urban development, zoning changes, or improvements in local infrastructure could have boosted the prospects of Park Ridge as an investment location.
  • Market Trends: Favourable market trends, such as increasing property values or a competitive real estate market, could indicate that buying property in Park Ridge might have been a sound investment.

Remember that the real estate market can be complex and subject to various factors, including economic fluctuations, market trends, and policy changes. It's recommended to conduct thorough research, possibly with the help of local real estate agents, economists, and financial advisors, before making any investment decisions.

The team at Zest are always happy to help too, so just get in touch, we've a 99% loan approvals success rate and a comprehensive range of lenders we work with (over 60 lenders!) to find the perfect loan features and monthly repayments for your needs.

How do our Zest Mortgage Brokers help first home buyers in Park Ridge?

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The team here at Zest Mortgage Brokers help first home buyers in Brisbane in several ways:

  1. Financial Assessment: Mortgage brokers typically start by assessing the financial situation of the first home buyer. This includes analysing your income, expenses, credit history, and overall financial readiness to determine how much you can afford to borrow.
  2. Pre-Approval Process: Brokers like Zest Mortgage Solutions can help first home buyers get pre-approved for a mortgage. This involves working with lenders to obtain a conditional approval for a loan amount, which can give you a clearer idea of their budget when house hunting.
  3. Market Knowledge: Local mortgage brokers often have a good understanding of the real estate market in Park Ridge. We can provide insights into property values, trends, and neighbourhoods, helping buyers make informed decisions.
  4. Loan Options: Mortgage brokers can present various loan options available from different lenders. We can explain the terms, interest rates, and features of each loan, helping first home buyers choose the one that best suits their needs.
  5. Comparison Shopping: Brokers can save time for first home buyers by comparing loans from multiple lenders. This can help buyers find competitive interest rates and favourable loan terms.
  6. Paperwork and Application: Mortgage brokers like Zest Mortgage Solutions assist with the preparation and submission of mortgage applications. We can help you gather the necessary documents and ensure that the application is completed accurately and promptly.
  7. Negotiation: Experienced brokers like Zest might negotiate with lenders on behalf of the first home buyer to secure the best possible terms for the mortgage.
  8. Simplifying the Process: Buying a home involves complex paperwork and processes. Mortgage brokers like Zest Mortgage Solutions can simplify the process by guiding first home buyers through each step and answering their questions.
  9. Access to Lenders: Brokers often have established relationships with various lenders. This can sometimes lead to access to exclusive deals or faster processing times.
  10. Continued Support: A mortgage broker's assistance doesn't necessarily end after the mortgage is approved. We continue to offer support, answer questions, and help with any issues that arise during the settlement process or during loan repayments, such as regularly checking in or looking into refinancing with genuine home loan advice if your situation changes.
  11. Education: For first-time home buyers, the mortgage process can be overwhelming. Brokers can educate buyers about the different stages, terms, and responsibilities associated with getting a mortgag

Remember that Zest Mortgage Brokers work to help you make informed decisions, but it's still important for you to do your own research and be comfortable with the choices you're making. Buying a home is a big commitment, and having professionals like Zest Mortgage Brokers by your side can make the process smoother and less stressful, including reducing loan stress when interest rates change.

Just get in touch with the Zest Mortgage Solutions team today!

Who else do Zest Mortgage Solutions help in the Park Ridge 4125 area?

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When it comes to your home loan and current mortgage, the ultimate goal of course is financial freedom, no matter where you are in your home buying journey. The first step to financial freedom is the right path, which extends beyond a mortgage rate. That's where our Mortgage Specialist help with a more holistic approach to lending. We work with:

  1. Park Ridge Home Buyers: Beyond first-time home buyers, we assist repeat home buyers looking to upgrade, downsize, or relocate within the Park Ridge area with Variable Rate and fixed rate mortgage options that suit your needs.
  2. Park Ridge Investors: Mortgage brokers can help real estate investors secure financing for investment properties, whether for rental income or capital appreciation.
  3. Refinancers in Park Ridge: People who already own a home might seek refinancing options to lower their interest rates, adjust their loan terms, or tap into their home's equity for other financial needs.
  4. Debt Consolidation: Clients looking to consolidate high-interest debts, such as credit card debts, into their mortgage might seek the services of mortgage brokers to find suitable loan options.
  5. Park Ridge Construction and Renovation Projects: Homeowners planning to build a new home or undertake major renovations might seek construction loans, and mortgage brokers can assist in finding suitable financing.
  6. Self-Employed Individuals in Park Ridge: People with non-traditional income sources, like self-employed individuals or freelancers, might need specialised assistance in finding mortgage options that consider their income structure.
  7. Park Ridge Clients with Unique Financial Situations: Mortgage brokers can help clients with unique financial circumstances, such as those with a history of poor credit or irregular income, find lenders who are willing to work with them.
  8. Park Ridge Property Investors: Investors looking to expand their property portfolios might need specialised financing solutions, and mortgage brokers can help connect them with lenders who understand their investment strategies.
  9. Park Ridge Cross-Border Clients: Individuals who are not Australian residents but are looking to purchase property in Park Ridge might seek assistance in navigating the complexities of obtaining a mortgage in Australia.
  10. Park Ridge Clients with Specific Goals: Clients with specific financial goals, such as paying off their mortgage faster, might consult mortgage brokers for guidance on suitable loan products.

It's important to note that mortgage brokers tailor their services to your specific needs, just get in touch with the Zest Mortgage Solutions team today to discuss your needs from our Park Ridge Mortgage Brokers.

Who are the major home loan lenders in the Park Ridge 4125 area?

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When it comes to securing a Park Ridge home loan, there are several major lenders including Australian banks who operate in the region with an overwhelming amount of financial products that aren't always easy to understand. These lenders all offer a wide range of loan products based on your borrowing capacity. Here are some of the major home loan lenders you could consider:

  1. Major Banks: Australia's major banks like Commonwealth Bank, Westpac, ANZ, and National Australia Bank (NAB) offer a range of home loan products and personal loans. These banks have a significant presence in Park Ridge and throughout Australia.
  2. Credit Unions: Credit unions such as Queenslanders Credit Union, Queensland Country Credit Union, and First Option Credit Union might offer competitive home loan options with personalised service and flexible loan terms.
  3. Building Societies: Building societies like Heritage Bank and Suncorp Bank can also be found in the Park Ridge area. They often offer a variety of home loan products.
  4. Non-Bank Lenders: Non-bank lenders like ING, ME Bank, and Macquarie Bank might offer alternative home loan options and could be worth considering.
  5. Online Lenders: Some online-only lenders operate in Australia, providing digital platforms for home loan applications. UBank and loans.com.au are a few examples.
  6. Mortgage Brokers: Mortgage brokers, such as Zest Mortgage Solutions manage hundreds of loans, look at your overall finance journey, and work with over 60 lenders to find the right solution. At Zest we work with both traditional banks and alternative options, to find the best home loan for your needs. Other Mortgage Brokers and finance brokers include Aussie Home Loans, Mortgage Choice, Loan Market, Smartline Personal Mortgage Advisers, Connective, Choice Aggregation Services, Mortgage Express and more.
  7. Local and Regional Lenders: There might be local or regional banks and lenders in the Park Ridge 4125 area that cater specifically to the local community.

To find the most current information about home loan lenders in the Park Ridge, we also recommend doing the following:

  1. Online Research: Use search engines to find lenders operating in the 4125 postcode area of Park Ridge. Visit their websites to learn about their offerings and loan service and investment loans, loan structures etc.
  2. Visit Local Branches: Visit local bank branches, credit unions, and building societies in the area to inquire about their home loan products and finance loans.
  3. Mortgage Brokers: Contact mortgage brokers in the area, as they will have knowledge of a variety of lenders and can help you find suitable options. A Mortgage Advisor like the team at Zest is really the easiest way to go, no matter what mortgage companies you are talking with, brokers like Zest work for you, not the banks - and can help you quickly understand the types of loans available, and those that best suit your unique needs.

Just chat to us here at Zest Mortgage Solutions!

We look at your individual circumstances and can find you the best home loan from over 60 banks and lenders. We also understand the local Park Ridge real estate market, and our experienced mortgage broker team has hundreds of 5-star reviews.

Our easy, Zesty approach

At Zest Mortgage Solutions, we believe buying a home, be it your first or fifth, should be simple and stress-free.

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1. Get in touch today

With zero commitments, a quick call will help Mel and the team understand your needs.
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2. We'll do the research

Once we know the kind of loan you need, we’ll start finding you the right loan options.
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3. You'll get approved

If you love the lender and rates we propose, we’ll start the approval process for you.

Awards we've won

Loan Market 2022 - Best New Broker of the Year Winner Award
MFAA 2022 Young Professional Award
MFAA 2022 - Finance Broker Business Award - State Winner
MFAA 2022 young professional award
MFAA 2022 - Customer Service Individual Award - State Winner
Best Business Awards 2022 - Best Newcomer Award
MFAA 2022 Young Professional Award
MFAA 2021 Newcomer award
Greater Springfield Business Person of the year award
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