Your local Mortgage Broker Runcorn

Are you in the Runcorn 4113 area and need home loan help? Book a Free call with one of our experts, we’ve a 99% loan success rate!

Mortgage Broker Runcorn

Why use a Mortgage Broker Runcorn, like Zest?

Over 70% of all Australians now use a broker for a reason! At Zest, our Mortgage Broker Runcorn team negotiate with over 60 different lenders to get you the best home loan rates and terms. If you're buying, refinancing or investing in Runcorn, just get in touch on (07) 3461 6499.

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Meet the Team

Having consulted in two of Australia’s largest banks, Mel Wright (Zest’s founder) grew tired of seeing unhappy, frustrated clients. Mortgages aren’t overly difficult, you just need people who care.

Melissa Wright

Melissa Wright

Director and Principal Mortgage Broker

As a mother of two boys and business owner, Mel understands that life today is busy. That's why Mel's mission is to help people get the financing they need, without the stress. In her downtime, you'll often find Mel creating educational material for her clients, with a glass of Barossa Valley's finest of course. You can learn more about Mel Wright here.

Nicole Reid

Nikki Reid

Mortgage Broker

Nikki has over 12 years experience in the finance industry with 10 years at ANZ, working as a Senior Personal Banker. For the last 2 years she has been in the mortgage broking industry as a loans processor. She holds a Diploma of Mortgage Broking (Management) and a Cert IV in Credit Management. Nikki lives with her family on their acreage property at Jimboomba.

Warren Good Headshot

Warren Good

Mortgage Broker

With 24 years working in finance and 19 years in Mortgage Broking, Warrenhas been able to work with different finance professionals which has added to the knowledge and experience . Warren holds a Diploma of Financial Services (Mortgage Broking) and helps looks after our Ipswich clients. When not at work, Warren enjoys woodworking and creating his next piece of furniture.

Amanda Seabrook

Amanda Seabrook

Operations Manager

One MFAA surveys report that more that 90% of customers are with their local brokers! With 14 years in finance, Amanda has extensive CBA experience in pre settlement verification with brokers, lenders and solicitors, Amanda is an integral member of the Zest team wirtg a Cert III in Business and is completing her Certificate IV in Finance and Mortgage Brokering.

Joanna Taylor

Joanna Taylor

Customer Relationship Manager

Did you know that on average, mortgage brokers, have 13.8 years of industry experience! With 23 years of banking expertise and in-depth broker CRM experience, Joanna is passionate about helping Zest's clients get the right loan for their needs and busy lifestyle. Speaking of busy, Joanna is the mother of two teenage girls who are looking to follow their mum's finance footsteps.

Ashleigh  Russell

Ashleigh Russell

Customer Relationship Manager

Ashleigh holds a Diploma of BA and is currently obtaining a Certificate IV in Finance and Mortgage Brokering. Ashleigh is an experienced conveyancer with the skills required to assist clients from formal approval through to settlement, helping clients with things like the First Home Buyer Grant or the current QLD regional home home building grant.

Alana Maybury

Alana Maybury

Customer Relationship Manager

Alana has over 14 years working in Suncorp across various lending roles, with a Cert III in finance. She has a zest for lending and loves helping clients get the right loan product for them. She especially loves guiding first home buyers in Brisbane, Ipswich and Logan through their first purchase. When at home she has 2 young kids to keep her on her toes.

David Wright

David Wright

Business Development Manager

David holds a Diploma in Business Administration as well as a Bachelor of Laws from the University of Southern Queensland. Prior to joining Zest Mortgage Solutions with Mel, David was a practising Lawyer, after having previously worked for over 15 years’ in Business Management. David’s role is to help Mel run the business side of Zest Mortgage Solutions.

Katrina Mcabe

Katrina McCabe

Settlements Officer

Katrina is devoted to assisting our clients with any questions and booking them in to our fabulous brokers. Katrina joins Zest with over 10 years’ experience in Property Management and 5 years in Management/Sales. Katrina lives locally and enjoys spending time outdoors with her family. She is an avid reader and is always looking for her next renovation project.

David Warner

David Warner

Lending Support Officer

David holds a Bachelor of Business from the University of Southern Queensland and a Post Graduate Degree in Accounting from QUT. He helps in all aspects behind the scenes to achieve the best outcome for all of Zest’s clients.

Here to help, always

Here are some of our most popular resources and articles to help with your next steps
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Runcorn First Home Buyers

Finding the perfect first home can be daunting, and that's before you walk into a single bank for pre - approval or start the home loan application process. That's why you’ll love our simple, expert advice from our Mortgage Broker Runcorn - we make the entire process easier.

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Runcorn Home Buyers

If you're looking to upgrade, downgrade or side-grade homes, and need financing, chat to our Mortgage Broker Runcorn about how we can help transition seamlessly without having to deal with major banks. We can also simply be your negotiation team or provide a home loan health check.

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Runcorn Investment Buyers

Not all properties or blocks of vacant land are good investments, and to get the best returns, you'll need to have the right information. Our Mortgage Broker Runcorn are local investors too, and can help you get financing for your first, or fifth investment property.

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Home Refinancing in Runcorn

Have your circumstances changed, try to get better rates - a new job or family addition? Or perhaps you're looking to start those long-awaited renovations? People refinance for all kinds of reasons, and our Mortgage Broker Runcorn can help you find the best loan for your needs.

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Runcorn Construction Financing

Even with the best plans and project managers, building a new home or starting a major construction project can present many unknown challenges. Thankfully our Mortgage Broker Runcorn team can help you remove the financial unknowns in your construction project. Just get in touch.

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Where to find our Runcorn Mortgage Broker team

Our award-winning Mortgage Broker Runcorn team are based in Brookwater, Ipswich and Flagstone, close to Runcorn. We work with first home buyers to savvy property investors, and have thousands of happy customers. Be sure to get in touch with Zest today on (07) 3461 6499 if you need home loan help!

FAQ's

Here are some of our most common questions our clients ask

Why is Runcorn QLD 4113 a great place to buy a home or investment property?

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Runcorn, which is in the state of Queensland (QLD) in Australia, can be a great place to buy a home or investment property for a few reasons. Here are a few reasons our Mortgage Broker Runcorn love the local area:

  1. Location: Runcorn is well-situated in terms of access to transportation and amenities. It's located in the southern part of Brisbane, which means it's relatively close to the central business district (CBD) and the major job centres in the city. It's also well-connected by road and public transport.
  2. Amenities and Services: Runcorn offers a range of amenities, including shopping centers, schools, parks, and healthcare facilities. It has its own shopping precinct, and it's also close to larger retail centres like Sunnybank and Garden City.
  3. Schools: If you have a family or are considering resale value, the quality of schools in the area can be an important factor. Runcorn has several primary and secondary schools that are well-regarded. It's in proximity to educational institutions, making it an attractive option for families.
  4. Community and Lifestyle: Runcorn has a diverse and friendly community. The suburb offers parks and recreational facilities, making it suitable for families and those looking for a peaceful lifestyle.
  5. Property Prices: Property prices in Runcorn can vary, but compared to some of the inner-city suburbs of Brisbane, it may offer more affordable options. However, prices can fluctuate, and it's essential to research the current market conditions.
  6. Investment Potential: Runcorn can be an attractive location for property investors due to its proximity to job centres and transport infrastructure. The demand for rental properties may be relatively stable, but it's essential to consider the current rental market conditions and potential rental income.
  7. Future Development: Investigate any planned or ongoing infrastructure and development projects in the area. These can impact property values and the overall appeal of Runcorn.
  8. Market Trends: Market conditions, including supply and demand, interest rates, and economic factors, can significantly impact the potential return on your investment.
  9. Property Specifics: As with any real estate purchase, the specific property's condition, age, and features can greatly influence its attractiveness as an investment or as a home.

Remember that the real estate market is complex and subject to many factors, including economic fluctuations, market trends, and Government policy changes. Be sure to do thorough research, possibly with the help of local real estate agents and financial advisors, before making any investment decisions.

Our Mortgage Broker Runcorn team are always happy to help too, so just get in touch! We've a 99% loan approvals success rate and a comprehensive range of lenders we work with (over 60 lenders!) to find the perfect home loan and features for your needs. Our simply follow us on Facebook, Instagram or LinkedIn!

How do our Zest Mortgage Advisors help first home buyers in Runcorn?

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Our expert Mortgage Broker Runcorn team help local first home buyers in several ways, including helping apply for the Queensland first home owners grant with you! Here's a few more areas we help in:

  1. Financial Assessment: Our Mortgage Broker Runcorn team typically start by assessing your financial situation, which includes analysing your income, expenses, credit history (including your credit score), and overall financial readiness to determine how much you can afford to borrow within the various loan types available, and what is the right amount for your lifestyle.
  2. Pre-Approval Process: It's important, especially for first home buyers, to get pre-approved for your mortgage. As expert mortgage brokers we deeply understand every loan process step, including working with lenders to obtain a conditional approval for the loan amount you need.
  3. Local Market Knowledge: Our local Mortgage Broker Runcorn have a good understanding of the real estate market and can provide insights into property values, trends, and neighbourhoods, helping buyers make informed decisions.
  4. Loan Options: Mortgage brokers can present various loan options available from different lenders. We can explain the terms, interest rates, and features of each loan, helping first home buyers choose the one that best suits their needs.
  5. Comparison Shopping: Our Mortgage Broker Runcorn save first home buyers loads of time and stress, including comparing loans from multiple lenders to find competitive interest rates and favourable loan terms for your borrowing power.
  6. Paperwork and Application Help: Zest Mortgage Solutions are the experts when it comes to the preparation and submission of mortgage applications, including applying for the FHOG. We can help you gather the necessary documents and ensure that the application is completed accurately and promptly.
  7. Lender Negotiation: Experienced brokers like Zest can negotiate with lenders on behalf to secure the best possible terms for your home loan. Our founder Mel Wright has won multiple awards for her savvy industry skills, having worked at two of Australia's largest banks herself!
  8. Simplifying the Process: Buying a home involves complex paperwork and processes. At Zest our Mortgage Broker Runcorn guide our first home buyers through each step and answering your questions. It's partly why we've over 300 amazing Google reviews!
  9. Access to Lenders: Brokers often have established relationships with various lenders. This can sometimes lead to access to exclusive deals or faster processing times.
  10. Continued Support: A mortgage broker's assistance doesn't necessarily end after the mortgage is approved. We continue to offer support, answer questions, and help with any issues that arise during the settlement process or during loan repayments, such as regularly checking in or looking into refinancing with genuine home loan advice if your situation changes.
  11. Education: For first-time home buyers, the mortgage process can be overwhelming. Our Mortgage Broker Runcorn help educate buyers about the different stages, terms, and responsibilities associated with getting a mortgage.

Just get in touch with the Zest Mortgage Solutions team today if you’re a first home buyer in Runcorn!

Who do our Mortgage Advisors Runcorn help?

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When it comes to your home loan and current mortgage, the ultimate goal of course is financial freedom, no matter where you are in your home buying journey. The first step to financial freedom is the right path, which extends beyond a mortgage rate. That's where our Mortgage Specialist help with a more holistic approach to lending. We work with:

  1. Home Buyers: Beyond first-time home buyers, our Mortgage Broker Runcorn team help repeat home buyers looking to upgrade, downsize, or relocate within the Runcorn area with Variable Rate and fixed rate mortgage options to suit your needs.
  2. Runcorn Investors: Our brokers regularly help real estate investors secure financing for investment properties, whether for rental income or capital gains, we keep up to date with residential sales at all times, so you've an expert team you can lean on for help and advice.
  3. Refinancers in Runcorn: If you already own a home and are looking at the best refinancing options to lower your interest rates, adjust your loan terms, or tap into their home's equity for other financial needs, our Mortgage Broker Runcorn team can help!
  4. Debt Consolidation: If you're looking to consolidate high-interest debts, such as credit card debts into your mortgage, we can help. Mortgage Brokers like Zest are the experts when it comes to home loan debt consolidation, as it's the finer details that matter.
  5. Runcorn Construction and Renovation Projects: Are you planning to build a new home or undertake major renovations? Seeking financial advice for your construction loan, even if it's a second opinion, really does matter. Our Mortgage Broker Runcorn team can assist in finding suitable financing options or sanity checking your plans.
  6. Self-Employed Individuals in Runcorn: People with non-traditional income sources, like self-employed individuals and freelancers, often need specialised assistance in finding the right mortgage options. Just get in touch with the Zest team today if you're self employed and need help.
  7. Runcorn Clients with Unique Financial Situations: Mortgage brokers can help clients with unique financial circumstances, such as those with a history of poor credit or irregular income, and find lenders who are willing to work with them and provide excellent customer service.

No matter what you need help with, our Mortgage Broker Runcorn team will tailor our services to your specific needs, just call us on (07) 3461 6499 today!

Who are the major home loan lenders in the Runcorn 4113 area?

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When it comes to securing your Runcorn home loan, there are several major lenders including Australian banks and financial institutions who operate in the region. The problem is, each lender offers a wide range of loan products, so how do you choose the right lender and solution?

That's where our expert Mortgage Broker Runcorn team help. But here are some of the major home loan lenders in the area:

  1. Major Banks: Australia's major banks like Commonwealth Bank, Westpac, ANZ, and National Australia Bank (NAB) offer a range of home loan products and personal loans. These banks have a significant presence in Runcorn and throughout Australia.
  2. Credit Unions: Credit unions such as Queenslanders Credit Union, Queensland Country Credit Union, and First Option Credit Union might offer competitive home loan options with personalised service and flexible loan terms.
  3. Building Societies: Building societies like Heritage Bank and Suncorp Bank can also be found in the Runcorn area. They often offer a variety of home loan products.
  4. Non-Bank Lenders: Non-bank lenders like ING, ME Bank, and Macquarie Bank might offer alternative home loan options and could be worth considering.
  5. Online Lenders: Some online-only lenders operate in Australia, providing digital platforms for home loan applications. UBank and loans.com.au are a few examples.
  6. Brokers: Brokers like the team at Zest, manage hundreds of loans, look at your overall finance journey, and work with over 60 lenders to find the right solution and provide helpful advice. At Zest we work with both traditional banks and alternative options, to find the best home loan for your needs. Other Mortgage Brokers and finance brokers include Aussie Home Loans, Mortgage Choice, Loan Market, Smartline Personal Mortgage Advisers, Connective, Choice Aggregation Services, Mortgage Express and more.
  7. Local and Regional Lenders: There might be local or regional banks and lenders in the Runcorn 4113 area that cater specifically to the local community.

To find the most current information about home loan lenders in the Runcorn, we also recommend doing the following:

  1. Online Research: Use search engines to find lenders operating in the 4113 postcode area of Runcorn. Visit their websites to learn about their offerings and loan service and investment loans, loan structures etc.
  2. Visit Local Branches: Visit local bank branches, credit unions, and building societies in the area to inquire about their home loan products and finance loans.
  3. Mortgage Brokers: Contact mortgage brokers in the area, as they will have knowledge of a variety of lenders and can help you find suitable options. A Mortgage Advisor like the team at Zest is really the easiest way to go, no matter what mortgage companies you are talking with, brokers like Zest work for you, not the banks - and can help you quickly understand the types of loans available, and those that best suit your unique needs.

No matter what you need help with, our Mortgage Broker Runcorn team will tailor our services to your specific needs, just call us on (07) 3461 6499 today!

Our easy, Zesty approach

At Zest Mortgage Solutions, we believe buying a home, be it your first or fifth, should be simple and stress-free. Here are a few recent Zest Google reviews we think you'll love!

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1. Get in touch today

With zero commitments, a quick call will help Mel and the team understand your needs.
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2. We'll do the research

Once we know the kind of loan you need, we’ll start finding you the right loan options.
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3. You'll get approved

If you love the lender and rates we propose, we’ll start the approval process for you.

Awards we've won

Loan Market 2022 - Best New Broker of the Year Winner Award
MFAA 2022 Young Professional Award
MFAA 2022 - Finance Broker Business Award - State Winner
MFAA 2022 young professional award
MFAA 2022 - Customer Service Individual Award - State Winner
Best Business Awards 2022 - Best Newcomer Award
MFAA 2022 Young Professional Award
MFAA 2021 Newcomer award
Greater Springfield Business Person of the year award
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