Ready for something smaller and simpler?

Whether the kids have moved out or you're just ready for less maintenance, we'll help you work out what equity you can free up and what loan makes sense for your next chapter.

The Zest Mortgage Solutions Team

Meet Mel and the Zest team, who've helped hundreds of clients downsize into a home that suits their next chapter.

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Our loan approval rate
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Free when you need us
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Lenders we negotiate with
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Local downsizing lending experts

At Zest Mortgage Solutions, we believe downsizing should be just as simple as finding the right next home. Here are a few recent Zest Google reviews we think you'll love!

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1. Get in touch today

A quick chat with Mel & the team is the best place to start. We'll look at your current equity, what you're hoping to achieve, and whether it makes more sense to sell first or buy first. No cost, no obligation.

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2. We'll do the research

Downsizing can be more complex than it sounds, especially if you're also paying off an existing mortgage or need finance in place before your current home sells. We compare across 60+ lenders to find a structure, including bridging options, that takes the pressure off.

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3. You'll get approved

Once we've sorted the finance side, we handle the application and paperwork so you can focus on the move itself. We'll also help you think through timing if you're coordinating a sale and purchase together.

The Zest Mortgage Brokers have won numerous awards for our outstanding customer care. Just get in touch on (07) 3461 6499 to chat about your home loan or refinancing needs!

Loan Market 2022 - Best New Broker of the Year Winner Award
Award Badge - 2024 Loan Market
Award Badge - 2024 Marquee
Members Choice - Award - 2024 Marquee
Excellence Award Badge - 2024 MFAA Newcomer
 Award Badge - 2023 LMG Top 100
Loan Market - Bets new broker of the year award - 2022
MFAA 2022 Young Professional Award
MFAA 2022 - Finance Broker Business Award - State Winner
MFAA 2022 young professional award
MFAA 2022 - Customer Service Individual Award - State Winner
Best Business Awards 2022 - Best Newcomer Award
MFAA 2022 Young Professional Award
MFAA 2021 Newcomer award
Greater Springfield Business Person of the year award
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"Thank-you! As first home owners we were very unsure of the process. However, from our very first encounter with Mel, we felt comfortable and certain that we had chosen the right broker for us. Ashleigh helped us through the application process and was always prompt with emails/ phone calls and more than willing to answer our questions. You guys truly are amazing 🤩"

Sarah Burton

"Thanks to the fantastic team at Zest Mortgage Solutions. They made an incredibly complex business investment purchase extremely easy for us and kept us up to date with the process as it moved forward. I would highly recommend them and will be utilising their services in the future."

Ben Robertson

"Mel and the team have been amazing throughout the entire process. We were constantly informed and nothing was too difficult. It really couldn't have been a better experience. We would highly recommend Zest Mortgage Solutions!"

Shaun Nicholson

"Mel and the team at Zest Mortgage Solutions make the process of buying a house easy, there was always someone there to assist or answer questions - even during the festive season 😊 thanks team, 💯 recommend"

Maria Tino-Ono

"As a single mother, I never thought in a million years I could own my own home. Melissa and her team made the process so easy and stress free. I can’t thank them enough for making my dreams come true. No question was to dumb and they never made me feel like I was bothering them with all my calls for clarification! Would 10/10 recommend them to anyone looking to purchase a house."

Jess Phillips